We’ve Helped Hundreds of First-Time Buyers Get Approved- Even When Banks Said No

Buying your first home shouldn’t feel impossible. With expert advice, access to 90+ lenders, and a team that actually listens, Castle View Finance makes approval simple, fast, and stress-free.

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What others are saying

Specialist Mortgage & Protection Experts: A team who live and breathe property finance, giving you guidance from real-market experience so you can move forward with confidence.

We Do Lending Others Avoid: Your history is just that. Whether credit issues or complex cases, we work with lenders others won’t - so you still get a chance to succeed.

End-to-End Service, From Onboard to Keys:
From calculating your budget and securing a decision-in-principle, right through to completion and handing over keys - we’re there every step.

Fully Regulated & Trusted by the Industry:
Castle View Finance Ltd is Authorized and regulated by the FCA (FRN 983869) and works with a wide network of lenders, giving you access and transparency.

STILL NOT SURE?

Frequently Asked Questions

Have questions about our services? You're in the right place!

How much deposit do I need to buy my first home?

Most first-time buyers need a deposit of at least 5% of the property’s price. For example, a £10,000 deposit would be 5% of a £200,000 home. Having a larger deposit (like 10% or more) can get you a better interest rate and lower monthly payments

How much can I borrow as a first-time buyer?

This usually depends on your income and overall finances. Many lenders will lend roughly 4 to 4.5 times your annual salary

What other costs should I budget for when buying a home?

There are a few extra costs to plan for besides your deposit. You’ll need to pay legal fees for a solicitor to handle the paperwork, survey fees to check the property’s condition, and possibly mortgage arrangement or broker fees. We’ll make sure you know about all these costs upfront, so there won’t be any unwelcome surprises.

Can I get a mortgage with a low credit score?

Yes – you don’t need a perfect credit history to get a mortgage. There are lenders who offer mortgages to people with a less-than-ideal or limited credit history, and we can guide you to the right options. In fact, some specialist lenders look at your overall situation, not just your credit score. We’re here to help you improve your chances and find a suitable lender so you can still buy your first home with confidence.